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Setting up autopay (Stripe subscription)

Auto-charge a customer's saved card every cycle. Setup, cycle management, mid-cycle price changes, and three cancel modes.

Updated 2026-04-30

Autopay turns a recurring contract into a real Stripe subscription on the customer's saved card. Charges fire automatically each cycle, money lands in your bank, no per-visit invoicing, no chasing customers.

Prerequisites

  1. Stripe Connect onboarded on your account — Settings → Integrations → 'Connect Stripe' must show green / charges_enabled. (See 'Stripe Payments' in the Integrations section.)
  2. Customer must have a saved card on file — use the 'Send save-card link' button on their detail page if not yet. (See 'Customers with a saved card on file'.)
  3. Contract must use monthly or annual pricing (per-visit doesn't fit subscriptions).

Creating an autopay contract

  1. 1
    Open the customer detail page first

    Make sure they have a saved card under 'Payment method on file'. If not, click 'Send save-card link' and wait for them to save one before continuing.

  2. 2
    Create the contract

    /portal/contracts/new. Set pricing to subscription_monthly or subscription_annual. Set price > 0 (Stripe rejects $0 subscriptions).

  3. 3
    Pick 'Autopay (Stripe subscription)' for collection mode

    If you see an error about no saved card or Connect not active, the prerequisites above haven't been met yet.

  4. 4
    Save

    Plyrium creates the Stripe Product + Price + Subscription on your platform connection. The first charge fires immediately (per Stripe's standard subscription behavior); subsequent charges follow the cycle anchor.

What the customer experiences

  • Their card is charged automatically each cycle (monthly or annual).
  • Stripe emails them a receipt for each successful charge.
  • If their card is declined, they get an email FROM you with a link to update their card via Stripe's hosted Billing Portal — no contractor action needed for the common case.
  • On the customer-facing /me/[token] portal, they see 'Manage payment + subscriptions' which opens the same Stripe portal.
  • Visits still show on their portal page like any other appointment.

Mid-cycle price changes

Edit the contract's price/visit and save. Stripe Prices are immutable, so we create a new Price + swap the subscription's item to it with create_prorations behavior. The customer's NEXT invoice has a credit (or charge) for the difference automatically. The old Price is archived (kept for invoice history; not deleted).

Pause / resume

Pause from the row actions or detail page. We call Stripe's pause_collection with behavior='void' so upcoming invoices skip rather than queue. Optionally pass a paused_until date so it auto-resumes; otherwise resume manually any time. Visits during the pause window are skipped by the cron (no appointment, no charge).

Cancellation — three modes

When you cancel an autopay contract, a modal asks how Stripe should wrap up:

Run out the period (default)Service stays active until the end of the cycle they already paid for. No refund — they got what they paid for. Most common.
Cancel + prorated refundStops immediately. Customer's saved card gets a refund for the unused portion of the period. Use when you want to make things right (service issue, customer moving).
Cancel, no refundStops immediately, customer eats the rest of the period. Sparingly — for breach-of-contract situations.

Where the money goes

Same flow as a regular invoice payment — Stripe charges on the platform side and transfers the gross amount to your Connect account automatically. Plyrium takes nothing on top of Stripe's processing fees (~2.9% + 30¢).

Subscription cycle invoices show in /portal/invoices

Each successful Stripe charge creates a paid 'Subscription cycle' invoice in your Plyrium books with a single line item. Your invoices list and customer lifetime totals capture autopay revenue alongside one-off invoices automatically — no need to check Stripe's dashboard separately.

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